Gem Visa

We are pleased to offer Gem Visa which gives the option of spreading your fertility treatment cost across 18 months, interest free.

  •  18 months interest free for Repromed
  • Minimum spend $360
  • $55 one-off establishment fee + annual fee of $52
  • Minimum monthly payments required, lending criteria apply*

How it works

If you wish to spread the cost of your Repromed fertility treatment over a period of time, then paying using Gem Visa could make your treatment more affordable. Just pay for your invoice/s using Gem Visa on an 18 month interest free plan via our reception.

Lending criteria applies so this may not be a suitable option for everyone. It’s important to know that a prevailing interest rate of 25.99% p.a. applies to any outstanding balance after the 18 month interest free period ends. Gem Visa is provided by Latitude Financial Services Limited.

Queries about Gem Visa?  Call 0800 500 505 to talk to the Gem Visa Customer Support team.

How to pay your Repromed invoice

Already have a Gem Visa card?

Let reception know you’re paying your invoice using Gem Visa and would like 18 months interest free.  Give them your Gem Visa card or account number number – in person at reception, or over the phone.  If your credit limit isn’t as high as the invoice, then you can split the payment and pay the balance with another payment method.  It may be worth requesting your credit limit is reviewed by the Gem Visa team, if your account was set up a while ago.

Note that if you swipe your Gem Visa card at the EFTPOS terminal, you will only get the standard 6 months interest free, not the special 18 months interest free that Repromed has negotiated.  You need to request this on payment.

Don’t have a Gem Visa?

Apply online through the Gem Visa website – once all the information is supplied, approval confirmation is given usually emailed within one hour. You will need to be 18 years and over, be a permanent resident of NZ and be able to supply a passport or drivers license, income and expense details, employer’s name and details and an email address.

The Gem Visa application process mentions ‘6 months interest free’ which is the standard offer, however Repromed offer 18 months interest free.

On successful application, you will be supplied with a Gem Visa account number which you can use with Repromed immediately, before receiving your card.  Let reception know that you would like to pay your bill using Gem Visa on 18 months interest free and give them your card or account number to process the payment.

Visit the Gem Visa website to apply for a card here.

Fees and Charges

Gem Visa is provided by Latitude Financial Services Limited.

1.       Interest free for 18 months explained

Your Gem Visa has a maximum credit limit which has no interest charged – provided you stick to the payment schedule and pay off the balance within 18 month period.  Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the 18 month promotional period. It’s important to know that a prevailing interest rate of 25.99% p.a. applies to any outstanding balance after the 18 month interest free period ends.

2.       Establishment Fee

A one off establishment fee of $55 is charged for processing your application when you open your account and applied at the point of your first spend.

3.       Annual Account Fee

A fee of $52 is charged at the anniversary of your account and is for maintaining the account for the previous 12 months. It is then charged each subsequent year the account remains open.

 

Visit the Gem Visa website for full details of how Gem Visa works and to view T&C’s.

How to pay off your Gem Visa

Click here for ways to make payments to your Gem Visa.

* Terms and Conditions

Normal credit and lending criteria and fees, including a Gem Visa $55 establishment fee and $52 annual fee apply. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement. Prevailing interest rate of 25.99% p.a. applies to any remaining balance on the expiry of the 18 months interest free period. Gem Visa is provided by Latitude Financial Services Limited.