Gem Visa

If you wish to spread the cost of your Repromed fertility treatment over a period of time, then paying using Gem Visa could make your treatment more affordable.

We are currently offering 18 months interest free. Conditions apply, see below for details.

Gem Visa 24 months offer with Repromed

How it works

Simply pay for your invoice(s) using Gem Visa on a 18 month interest free plan via our reception.

  • Minimum spend $360.
  • $55 one-off establishment fee + annual fee of $55.
  • Minimum monthly payments required, lending criteria apply.*

Lending criteria applies so this may not be a suitable option for everyone. It’s important to know that after the interest free period ends, a prevailing interest rate of 29.49% per annum applies to any outstanding balance for purchases.

Gem Visa is provided by Latitude Financial Services Limited.

 

How to pay your Repromed invoice

I already have a Gem Visa card

Let our reception team know you’re paying your invoice using Gem Visa and would like 18 months interest free. Give them your Gem Visa card or account number – in person at reception, or over the phone.  

If your credit limit isn’t as high as the invoice, then you can split the payment and pay the balance with another payment method. It may be worth requesting your credit limit is reviewed by the Gem Visa team, if your account was set up a while ago.

Please note that if you swipe your Gem Visa card at the EFTPOS terminal, you will only get the standard 6 months interest free, not the special 18 months interest free that Repromed has negotiated. You will need to request this on payment.

I don’t have a Gem Visa card yet

To apply, go to the Gem Visa website. You will need to be 18 years and over, be a permanent New Zealand resident and be able to supply a passport or drivers license, income and expense details, employer’s name and details and an email address. 

The Gem Visa application process mentions ‘6 months interest free’ which is the standard offer, however at Repromed we offer 18 months interest free.

Once all the information is supplied, approval confirmation is usually emailed within one hour. You will be supplied with a Gem Visa account number which you can use with Repromed straight away, before receiving your card – let our reception team know that you would like to pay your bill using Gem Visa and give them your card or account number to process the payment.

Interest free for 18 months explained

Your Gem Visa has a maximum credit limit which has no interest charged – provided you stick to the payment schedule and pay off the balance within 18 month period. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the 18 month promotional period. It’s important to know that a prevailing interest rate of 29.49% per annum applies to any outstanding balance after the 18 month interest free period ends.

Establishment fee

A one-off establishment fee of $55 is charged for processing your application when you open your account and applied at the point of your first spend.

Annual account fee

A fee of $55 is charged at the anniversary of your account and is for maintaining the account for the previous 12 months. It is then charged each subsequent year the account remains open. Click below to visit the Gem Visa website for full details and T&Cs.

How to pay off your Gem Visa

Click here for ways to make payments to your Gem Visa.

*Terms and conditions: Normal credit and lending criteria and fees, including a Gem Visa $55 establishment fee and $55 annual fee apply. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement. Prevailing interest rate of 29.49% per annum applies to any remaining balance on the expiry of the 18 months interest free period. Gem Visa is provided by Latitude Financial Services Limited.

Megan Black

Nurse Manager

DipNurs

Megan leads the nursing team through the continually changing face of IVF. She works in a multidisciplinary team, providing the essential organization between the doctors and laboratory and ensuring communication between all departments.

Megan started her IVF nursing career in the United Kingdom, working in two large London clinic’s before returning to New Zealand. She is also the Secretary of Fertility Nurses of Australasia.

I love working with people and see nursing as a vocation, not a job. I usually spend my downtime absorbed in a good book and planning my next travel adventure.